Ibiza malini imfundo yobuntwana?
Imali yekhasimende yemfundo yezingane isencane ikhokhwa njalo ngenyanga yekhalenda kusukela ngedethi yokuqala yemfundo yengane. Idethi yokuqala yemfundo yengane encane iqinisekiswa lapho imfundo yengane iqala, lapho kwenziwa isivumelwano nomqondisi wenkulisa mayelana nesikhathi esigodliwe semfundo yengane.
Ubukhulu benkokhelo yengane ngayinye bunqunywa ngokusekelwe kusayizi nemali engenayo yomndeni kanye nobubanzi besevisi ekhethelwe ingane. Imali enkulu ekhokhiswayo yesikhathi esigcwele semfundo yezingane isencane yile:
- ingane encane enakekelwa emndenini, ama-euro angama-295 ngenyanga (kusuka ku-1.8.2024 Agasti 311, ama-euro angama-XNUMX)
- enganeni elandelayo ngokweminyaka yobudala, umkhawulo wemali engu-40% wemali yengane encane
- enganeni ngayinye elandelayo, isilinganiso esiphezulu esingu-20% senkokhelo yengane encane
Imali ephansi kakhulu yanyanga zonke ekhokhiswa ingane ngayinye ngama-euro angama-28 (ama-euro angama-1.8.2024 kusukela ngomhlaka-30 Agasti 147). Imfundo yezingane isencane ingeyesikhathi esigcwele uma inani lamahora abekelwe imfundo yengane encane lingamahora ayi-XNUMX noma ngaphezulu ngenyanga.
Ikhasimende lingenza isivumelwano sesikhathi esifushane semfundo yengane encane
| Isidingo sesevisi | Amaphesenti okukhokha isikhathi esigcwele kusukela emfundweni yobuntwana |
|---|---|
| Itoho ngaphezu kwamahora angama-25 futhi angabi ngaphezu kwamahora angama-35 ngesonto noma ngaphezulu kwayi-105 futhi angabi ngaphezu kwamahora ayi-147 ngenyanga. | 80% |
| Itoho amahora angu-5 izinsuku ezingu-5 ngesonto, kufika emahoreni angu-25 ngesonto noma amahora angu-105 ngenyanga. | 60% |
| Itoho izinsuku ezingu-3-4 ngesonto, kufika emahoreni angu-25 ngesonto noma amahora angu-105 ngenyanga. | 60% |
Isidingo senkonzo yemfundo yasenkulisa
| Isidingo sesevisi | Amaphesenti okukhokha isikhathi esigcwele kusukela emfundweni yobuntwana |
|---|---|
| Imfundo yezingane isencane yengeza imfundo yasenkulisa okungenani amahora angama-35 ngesonto noma ngaphezulu kwamahora ayi-147 ngenyanga. | 90% |
| Imfundo yezingane isencane yengeza imfundo yasenkulisa isikhathi esingaphezu kwamahora angama-25 nangaphansi kwamahora angama-35 ngesonto noma ngaphezulu kwali-105 futhi angabi ngaphezu kwamahora ayi-147 ngenyanga. | 70% |
| Imfundo yezingane isencane yengeza imfundo yasenkulisa amahora angama-25 ngesonto noma amahora angama-105 ngenyanga. | 50% |
Imikhawulo yemali engenayo kusukela ngomhlaka-1.3.2024 Mashi XNUMX
| Ubukhulu bomndeni | Umkhawulo wemali engenayo ngenyanga |
|---|---|
| 2 abantu | izindleko 3874 Euro |
| 3 abantu | izindleko 4998 Euro |
| 4 abantu | izindleko 5675 Euro |
| 5 abantu | izindleko 6353 Euro |
| 6 abantu | izindleko 7028 Euro |
Imikhawulo yemali engenayo kusukela ngomhlaka-1.8.2024 Mashi XNUMX
| Ubukhulu bomndeni | Umkhawulo wemali engenayo ngenyanga |
|---|---|
| 2 abantu | izindleko 4066 Euro |
| 3 abantu | izindleko 5245 Euro |
| 4 abantu | izindleko 5956 Euro |
| 5 abantu | izindleko 6667 Euro |
| 6 abantu | izindleko 7376 Euro |
Iqoqa imali yekhasimende
Imali yekhasimende ikhokhiswa umkhawulo wezinyanga eziyi-11 kusukela ngomhlaka-1.8 Agasti kuya zingama-31.7 kuJulayi wonyaka wokusebenza. kusukela esikhathini esiphakathi. Inzalo yokukhokha sekwephuzile inzalo yokukhokha sekwephuzile ngokuhambisana noMthetho Wenzalo wamanje. Umthethosivivinywa wemfundo yezingane isencane ungaphoqelelwa ngaphandle kwesinqumo senkantolo.
Imfundo yengane isencane ikhokhiswa uma kubhekwa emuva ngokwesinqumo sokukhokha esinikezwe umndeni, futhi usuku olunqunyiwe wusuku lwesonto lokugcina lwenyanga. Isibonelo, imfundo yengane yangaphambi kuka-August i-invoyisi ekuqaleni kukaSepthemba, futhi idethi yamanqamu ye-invoyisi iwusuku lokugcina lweviki lukaSepthemba. I-invoyisi izothunyelwa ngeposi ekhelini lasekhaya lomndeni njengenguqulo yephepha, uma i-invoyisi eku-inthanethi ingakakhethwa njengendlela yokulethwa.
Umthelela wemali engenayo enkokhelweni yekhasimende
Imali yokufunda isencane incike emalini yomndeni. Kukhona i-calculator yemali yemfundo yengane esemncane e-Hakuhelme, ekuvumela ukuthi uthole isilinganiso esihle sokuthi imali izonqunywa kanjani. Iya kwikhawunta yokukhokha e-Hakuhelme. Isibali sinikeza isilinganiso senkokhelo yemfundo yesikhathi esigcwele engu-100% noma yesikhashana engu-60%. Isibali senkokhelo sinikeza isilinganiso esihambisana nezinkokhelo zekhasimende eziqale ukusebenza ngomhla ka-1.3.2024 Mashi XNUMX.
Ifomula yokubala yemali yokufunda yangaphambi kwesikhathi
(isamba semali engenayo yomndeni - umkhawulo weholo ngokosayizi womndeni) x 10,7% = imali yekhasimende ngama-euro ngenyanga
Isibonelo, umndeni wabathathu onesamba semali engenayo sama-euro angu-7 ngenyanga ukhokhela izindleko zemfundo yengane eyodwa yengane eyodwa: (000 € – 7 €) x 000% = ama-euro angu-5245.
Ngokuphathelene nobukhulu bomkhaya, abantu abahlala emkhayeni ohlanganyelwe emshadweni noma izimo ezifanayo, kanye nezingane ezincane zabo bobabili abahlala emzini owodwa nabo, bayacatshangelwa.
Umkhawulo wemali engenayo yomndeni wabantu abangaphezu kwabayisithupha uzokwenyuswa ngama-euro angama-275 ngengane ngayinye elandelayo (kusukela ngomhla ka-1.8.2024 Agasti XNUMX).